Pet Insurance for Dogs & Cats

Pet Guides ​- Updated August 2026

Help Protect Your Pet from Unexpected Vet Bills

Pet insurance can help make veterinary care more affordable when your dog or cat becomes sick or injured. Our local agents can help you explore coverage options designed for your pet and your budget. 

What Can Pet Insurance Help Cover?

Coverage varies by plan, but pet insurance may help with many unexpected veterinary expenses, including:
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  • Accidents and Injuries - Sush as broken bones, bite wounds, swallowed objects, and other covered health conditions.
  • Diagnostic Testing - May help cover eligible bloodwork, X-rays, ultrasounds, and other tests.
  • Surgery and Hospitalization- Helps with covered surgical procedures, emergency care and hospital stays.
  • Prescription Medications - Coverage may be available for medications prescribed to treat an eligible condition.​​
  • Hereditary and Congenital Conditions - Certain inherited or birth-related conditions may be covered depending on the policy.
  • Optional Wellness Care - Additional coverage may be available for routine care such as annual exams and vaccinations.

Explore Pet Insurance with Prudent Pet

Jimenez Family Insurance Agency works with Prudent Pet to provide flexible coverage options for dogs and cats. Choose from Accident Only or Accident & Illness plans, with optional wellness coverage available fo routine care. 
Our licensed agents can help you understand your options and find coverage that fits your pet and your budget. 

How Pet Insurance Works

1. Visit Your Veterinarian

Take your pet to a licensed veterinarian when they become sick or injured, 

2. Submit Your Veterinary Bill

Pay the veterinarian and submit the bill and calim information through the Prudent Pet customer portal.

3. Receive Reimbursement

Approved expenses are reimbursed according to your selected coverage, deductible, reimbursement percentage, limits, and policy terms.

Why Choose Jimenez Family Insurance?

Licensed Local Agents

Get help from real agents who can explain your pet insurance options and answer your questions.

Family Owned Since 1970

Our family has spent over 50 years helping local families protect what matters most-including their pets.

Personalized Guidance

We'll help you explore coverage based on your pet's needs and your budget.

Ready to Protect Your Pet?

Choose the way you'd like to get started.

Get a Pet Insurance Quote

Explore coverage options and pricing form Prudent Pet online. 

Prefer Help From an Agent?

Send us your basic information, and a local licensed agent will follow up to answer questions and help you get started.
Prefer to speak with an agent? Call (714) 534-0072
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